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Talk to an insurance agent to get an estimated cost before you purchase the vehicle you want. A car with a reasonable price tag might ultimately set you back hundreds in premiums and fees. Select a vehicle that strikes the right note in terms of purchase price and insurance costs.

Begin negotiations with invoice pricing, or wholesale pricing. You can find this number at many different websites. Plan to get your car at invoice or a little more if necessary. Once you have settled on the lowest price, then discuss any special incentives or financing options. This will allow you to make a great car purchase.

Search online for some great deals. Looking online can help you save thousands of dollars. When you find a vehicle that you like, visit a dealership that has it in stock or ask your own dealer to get it for you. Find the closest reliable dealership to save money on gas.

You would be wise to have a tech drive along with a test drive. If the car that you are buying is full of high-tech features, you should familiarize yourself with how things work before you buy it. Contact the dealer about scheduling a tech test for the car where you are not pressured by salesmen and have time to try out how compatible your current mobile electronics are with the car.

Look into vehicle leasing. This will allow you to pay less money per month for your car. It is also possible to sometimes find no money down leases.

Use a credit card to make your down payment. If the car lot you are dealing with goes belly up before you get the chance to retrieve your car, you can file a dispute and get a refund. If you put down cash instead, you will simply lose your money.

Make it a policy to always pay less than the sticker price. Dealers do not expect to receive full price anyhow. Bring a friend that is a good negotiator if that is not your strong point. You need to have an idea of the right price ahead of time.

If you find out there is an advertising fee in your car's price, tell the dealer to remove it. Why should you pay for their ads? If you are being forced into it, you should not buy that car. Chances are, you won't get too far.

Remember that the vast majority of salespeople must meet quotas either weekly or monthly. That's why it pays to shop for cars at the end of the month. Salesmen short on sales will want to increase their totals. Do not let this opportunity to get a great deal slip through the cracks.

You should drive the car you want to buy. Even if you've test driven something similar, make sure to test drive the car you're looking at now. There might be a subtle difference or a mechanical issue that might elude you if you hadn't driven it.

With a stronger understanding of car shopping, now is the time to begin your research. Covet the information here and your car search will be much less stressful. Soon you'll be in the car of your dreams.

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